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Mortgage Lenders

Mortgage companies are prime sources for mortgage loans. Unlike savings and loan associations, they do not collect deposits from savers.

Instead, mortgage companies obtain their funds by selling the loans they originate to investors, other lenders and the major secondary market agencies.

In the end, it makes little difference to the borrower whether the loan is retained by the lender or sold in the market. In most cases, the originator will continue to collect payments and manage the escrow account.

If you would like to learn more about other types of lenders, click any of the links listed below:

• Banks
• Credit Unions
• Mortgage Brokers

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If you want to read more about specific state mortgage laws, please select your state from the list below.

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