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Resource Mortgage

Resource Mortgage is a division of Resource Bank.  Resource Bank was founded in 1988 and is a Virginia-chartered regional commercial bank based in Virginia Beach.  Resource Bank currently has total assets exceeding $1 billion.  Resource Bank is an affiliate of the giant Fulton Financial Corporation since 2004.  Fulton Financial Corporation has a total of fifteen affiliates, and is a $13.7 billion regional financial holding firm as well as being the second largest commercial banking firm situated in the Third Federal Reserve District.  As part of Fulton Financial Corporation, Resource Bank now offers an even broader range of financial solutions and services that are expected from a larger banking establishment, yet are still able to uphold the highly-personalized service and community-oriented industry relationships that consumers in today’s hectic world expect and certainly value. 

In 2001, Resource Bank acquired First Jefferson Mortgage Corporation which further widened their grasp in the mortgage industry and provided the avenue for Resource Mortgage to increase its presence in Virginia.

Loans Funded by Resource Mortgage

  • Virginia Housing & Development Authority Option
  • New Home Purchase Program Options
  • First-Time Homebuyer Program Options
  • 103% No Down Payment Loans
  • Home Equity Loan/Line Program Options
  • Refinancing Loan Programs – Including advantages of Debt Consolidation, Home Improvements.
  • Construction Lending Programs
  • Lot Loans
  • Bridge Loans
  • Renovation & Repair Loans
  • Balloon Mortgages or Two-Step Program Type Options
  • Jumbo Financing
  • FHA & VA Mortgage Programs
  • Conventional Loans
  • Fixed-Rate Mortgage (FRM) Programs – Including a 2-1 Buydown and many more.
  • Adjustable Rate Mortgage (ARM) Programs – Including Interest Only ARM and many more.

Resource Mortgage is one of Virginia’s leading mortgage bankers and rate #1 in southeast Virginia.  Resource Mortgage operates on a nationwide basis with both retail and wholesale lending operations. They offer a large assortment of mortgage financing solutions and services, at all competitive rates.  They can offer all types of borrowers just the perfect program for their individual needs whether it be one’s very first home purchase, a traditional type mortgage, or construction lending to build that dream home.  Resource Mortgage’s mission is to understand each borrower’s individual particulars and then offer a mortgage solution tailored to those needs as their aim is to be a customer’s lender for life.  Resource has highly-experienced, professional lending staff in Hampton Roads, Richmond, Northern Virginia, Charlottesville, Maryland and Florida and it is their desire to ensure each consumer’s mortgage financing needs are met.

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