Premier Equity

Premier Equity programs & products are provided and funded by Irwin Union Bank and Trust Company and are serviced via Irwin Home Equity.  Irwin Union Bank and Trust Company is a Community banking operation, headquartered in Columbus, Indiana   Irwin Home Equity services and originates home equity loans in America for a market of solvent & active debt users; they are headquartered in San Ramon, California.  Both Irwin entities noted are major specialized financial services companies that are only a part of the larger Irwin Financial Corporation which itself is a bank holding company.  Irwin Financial Corporation’s history goes back to1871 when Irwin Union Bank and Trust was founded.  Premier Equity was launched to provide the service of satisfying the needs for affordable, cost-effective home equity loans for consumers.  The consumer base is typically those with good credit although they are paying too much in interest costs.

Premier Equity’s slogan is: “A Loan That Works for You.” Premier Equity understands that consumers would like a lower rate alternative option to credit card rates while providing convenience, flexibility, and the absolute best in personalized customer service.  Their highly-personalized service will provide consumers assistance in finding the perfect home equity loan product that will fit their individual needs; they offer a whole variety of home equity loan products/programs to ensure a consumer obtains that perfect loan.  At Premier Equity, consumers are more than just a loan number!

Loans Funded by Premier Equity

• Home Equity Loan Program – Ability to borrow up to 100% of the home’s equity less first mortgage.  Loan amount potential from $15,000 – 300,000.
• 125% Equity Loan
• Home Equity Line of Credit (HELOC) Program – Flexible credit line up to 100% of the home’s value less the mortgage balance.  Consumers may qualify for $15,000-300,000 .  Possible uses:  Home Improvements, Medical Expenses, Tuition Costs and more.
• 125% Equity Line of Credit
• First Mortgage – Refinance existing first mortgage and obtain the extra cash needed; other great advantages as well.

There are so many advantages of a home equity loan or line of credit!  Consumers can find all the additional information they need by visiting Premier Equity online.

Premier Equity’s Guarantee recap:  1) No cost to find out how much one could save with Premier Equity Loan, 2) Consumers will have their own personal Account Executive, and Loan Processor will handle all the details of the loan, 3) Never a cost to apply, 4) Application places no obligation on consumer to open an account, 5) Lower interest rates than most credit cards, 6) Personalized service as consumers are more than a mere loan number at Premier Equity.

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