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Pacific Capital Mortgage

Pacific Capital Mortgage, Inc.’s online experience is extraordinary with the smooth jazz music that plays in the background as one reviews their site.  Pacific Capital Mortgage, Inc., founded in 1996, is an outstanding mortgage broker firm with a strong reputation and they are headquartered in Scottsdale, Arizona.  Their slogan is: “People Helping People to Achieve their Dreams and Satisfy Their Financial Needs.”  Their aim is to ensure their clients receive a stress-free home buying experience by having less paperwork to complete along with highly personalized service.

Loans Funded by Pacific Capital Mortgage

  • Home Purchase Programs
  • 100% Financing / Zero Down Programs
  • First-Time Homebuyers Programs
  • Self-Employed Programs
  • Interest Only Mortgage (IOM) Programs
  • Imperfect Credit Loan Programs
  • Debt Consolidation Loan Options
  • Home Equity Loan Programs
  • Home Equity Line of Credit (HELOC) Programs
  • Refinancing Loan Programs – including Cash-Out equity options to fund Home Improvements, Vacation, College Tuition, Debt Consolidation, etc.
  • Second Mortgages
  • Piggy-Back Loans – this product is actually two mortgages w/the first mortgage for 80% of purchase price then the piggy-back loan (second mortgage) covers the shortfall between the purchase price and one’s down payment.
  • Commercial Lending Programs
  • Construction Lending Programs
  • Balloon Mortgages
  • Jumbo Mortgages
  • VA Loan Programs – note:  Pacific Capital does NOT offer FHA programs.
  • Fixed-Rate Mortgage (FRM) Programs
  • Adjustable Rate Mortgage (ARM) Programs

Pacific Capital Mortgage, Inc., as a broker, serves the needs of individual homebuyers, builders, and real estate professionals.  Pacific Capital Mortgage is a broker offering expertise in all matters relative to mortgage financing.  Their mortgage lending specialists are fully dedicated to obtaining the perfect mortgage loan for a consumer along with the best terms, costs, & rates.  They aim to meet each customer’s unique needs. At Pacific Capital Mortgage, customers will have access to the very best loans in the marketplace as well as being able to review various loan alternatives along with plenty of other beneficial & assistive information online.  Pacific Capital Mortgage, Inc. is licensed to do business in Arizona.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.