Option One Mortgage

Option One Mortgage works in an environment of empowerment and collaboration that keeps them focused on doing the best possible job for their customers. They believe this makes them different from other lenders.  Option One was founded in 1992 with the goal of offering credit to millions of Americans who were not being served by traditional banks.  Since then they have closed over $91 billion in residential mortgages and have helped 688,000 Americans achieve their dream of homeownership.  Option One believes their loan consultants are closest to their clients and know what is best for them.  They also provide continuing education for their employees, so they are well versed in the latest trends and technologies.  At Option One employee turnover is low, so their clients benefit from working with experienced loan professionals.  Option One is licensed to provide financial services throughout the nation. 

Option One Mortgage Loans

Option One has a wide variety of loan products, many of them in the non-prime category.  Here are just a few:

• 80/20 Loans
  
• Stated Income Loans
  
• Interest Only Loans
  
• 80/20 Back Pack Loans
  
• Score Advantage Loans (use the Co-Borrowers Score to Qualify)
  
• 103% Loan to Value Mortgages
  
• Legacy Loans (No Value is Placed on the Credit Score)

Option One has a very extensive education section in their website.  The included articles are designed to help their clients make quality borrowing decisions.  From their fair lending practices to understanding the mortgage process, Option One keeps their clients informed and up-to-date.  They even have a section on foreclosures and a group of consultants called the Borrowers Assistance Team who can help borrowers who run into financial difficulty.  Clients who wish to utilize the information and options on the Option One website may call or do so online. 

Option One reaches homebuyers nationally through its wholesale, national accounts, correspondence and H&R Block Mortgage Corp. offices. The company’s corporate office is in Irvine, California.  Option One is a subsidiary of H & R Block.  H & R Block Mortgage Corporation is a retail mortgage lender that operates through H&R Block Financial Centers, and is a subsidiary of Option One Mortgage.  Option One serves a different client base than  H & R Block Mortgage Corporation.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.