First Horizon

First Horizon Loan Corporation is part of the First Horizon National Corporation family and is a wholly owned subsidiary of First Tennessee Bank National Association. First Horizon has been a leader in the banking industry since 1864. First Horizon is headquartered in Dallas, Texas. They are licensed for securities sales in all fifty states and the District of Columbia, and they are licensed for insurance sales and services in all fifty states except Alaska. First Horizon is licensed for investment advisors in all states except Alaska, Connecticut, Hawaii, Iowa, Maine, Minnesota, Montana, Nevada, New Mexico, North Dakota, Rhode Island, South Dakota, West Virginia, and Wisconsin.

First Horizon Construction Loans

First Horizon makes it easy for people to build their dream homes. One of their most attractive Construction Loan products is the One-Time Close Loan. This convenient loan combines the two loans you need to build your home, the construction loan and the permanent loan, into one loan. This means you can lump two loan transactions into one application, one approval, one process, one closing fee, and one monthly payment. You can get 95% of your new home’s appraisal value, and have the added convenience of waiting to sell your old home when your new one is complete.

First Horizon Mortgage Loans

If you already found your dream home, First Horizon has a loan program for you too. Their Flex 80/20 program eliminates the need for costly Private Mortgage Insurance. The Flex 80/20 is two loans, one for 80% of your home’s value, and one for 20%. This clever loan offers you 100% financing, thus eliminating the need for a down payment, and since both of the loans are 80% or less than the value of your home, you do not have to pay mortgage insurance. This loan can come as a 30 Year Fixed Rate or Adjustable Rate Mortgage.

If you’re not quite ready for all the responsibilities owning a house requires, but still want to enjoy the benefits of homeownership, consider one of First Horizon’s Condominium Mortgages. You can get a Condominium Loan as a Federal Housing Administration Loan (FHA), a Veteran’s Administration Loan (VA), a Conventional Loan, or a Jumbo Loan.

You can apply for any of these mortgages and other mortgages online with First Horizon. You will have to apply basic information on your application about the property you wish to buy, your employment, your income, your current expenses, and various other information, depending on your loan. After you apply, a representative will contact you shortly.

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