Earth Mortgage

Earth Mortgage is a direct lender, which means that they control the entire mortgage transaction from beginning to end.  The benefit to this approach to lending is that it cuts out a lot of middlemen, and paper shuffling.  As a result, you get a quicker loan decision, with lower rates.  Their corporate headquarters is in Texas.  They are currently licensed in Alaska, California, Connecticut, District of Columbia, Florida, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Minnesota, New Hampshire, New Mexico, Ohio, South Carolina, Tennessee, Texas, Virginia, Washington, and Wyoming.  They are working to expand their licenses in more states.

Earth Mortgage Rebate Program

Earth Mortgage has a 1% Rebate program.  If you buy a home through one of Earth Mortgage’s creditable real estate agents, you can get a 1% rebate on your home.  Earth Mortgage offers this program to help you take the hassle out of home buying. 

Earth Mortgage Loans

Earth Mortgage offers traditional mortgage programs.  Their Fixed Rate Mortgages comes in terms of thirty and fifteen years.  The thirty year Fixed Rate Mortgage is the most popular mortgage across the nation.  Earth Mortgage’s Adjustable Rate mortgages come in terms of 10/1, 7/1, 5/1, 3/1 and 1 Year terms.  Their Adjustable Rate mortgages are fixed for a predetermined amount of time (ten, seven, five, three, or one year), then adjust each subsequent year according to an index of Earth Mortgage’s choice.

Earth Mortgage also offers pre-approvals.  They recommend getting pre-approved before you begin shopping for your home.  You will know exactly how much you will be able to borrow, and will hold more negotiating power.  They offer online approval in a matter of fifteen minutes.

You can apply for a purchase mortgage or refinance mortgage with Earth Mortgage online.  They offer online approval in as little as fifteen minutes, and they can close your loan in fifteen days.

Earth Mortgage also has programs that can help customers with less than perfect credit.  Even if you have bankruptcy in your past, or missed mortgage payments.  They will help you with debt consolidation, home improvements, new home purchase, or even the purchase of a vacation residence. 

Earth Mortgage Refinance Loans

Earth Mortgage also offers refinance options.  They suggest refinancing because of the multiple benefits it can offer you.  It can lower your monthly payments, and shorten the term of your mortgage.  You can get cash out, eliminate your private mortgage insurance fees, or consolidate a first and second mortgage.

Earth Mortgage is an equal opportunity lender.  They do not discriminate based on race, color, national origin, sex, religion, age, or familial status.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.