Concord Mortgage

Concord Mortgage is a lending company that operates in Florida and Georgia.  They offer commercial and residential loans to customers all across the board: from A+ Credit to a bankruptcy, Concord will consider it.  They can provide rate and term offers minutes after receiving an application, and will take their time explaining your options.

Applying at Concord Mortgage

You can apply for a mortgage online with Concord Mortgage.  Their loan quotes are free and require no obligation.  They do not charge application fees up front.  It takes about Concord about fifteen days to close most loans.

Concord Mortgage Loan Options

Concord Mortgage provides many mortgage products.  They have the traditional Fixed Rate Mortgage in terms of ten, fifteen, twenty, and thirty year terms.  Like most other lending companies, the thirty year Fixed Rate Loan is their most popular product.  They also offer Adjustable Rate mortgages in various terms; your broker at Concord can help you decide which is the best for you.

Concord Mortgage Non-Conforming Loans

Concord Mortgage also offers untraditional loans.  If you have an unusual property that you need a mortgage for, consider Concord.  They can offer you log home loans, as long as their appraiser can find a comparable sale of log homes in the same area of the property in question.

Concord Mortgage also offers home improvement loans.  A simple home improvement may increase the value of your home significantly, and can be well worth the cost.

Concord Mortgage offers construction loans, but only in Bibb County, Georgia.  They offer land loans on farms, but not small lots.  Concord can offer you funds for commercial loans.  They will loan you money for strip malls, and certain other properties.  They have restrictions for their commercial loans, so it’s best to speak with a representative to see if they will finance your specific situation.

Concord Mortgage Sub-Prime Loans

Concord Mortgage is generous with the loans they offer.  They offer loans for subprime lending.  They also will offer home equity loans for people who have been in bankruptcy, but have recently been discharged.  They traditionally offer 80% in this situation.  They will also pay someone out of Chapter 13 Bankruptcy if the home is not included in the Chapter 13.

Concord Mortgage does not discriminate against lenders.  In accordance with FHA, race, sex, religion, color, national origin, age, or familial status do not have any effect on a client’s loan qualification status.

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