American Home Loans
American Home Loans is one of the country’s largest independently owned mortgage broker/banker firms. They first went into business in 1990 and have grown significantly since that time. They have offices throughout the country, and make over a billion dollars in loans every year. To ensure their success continues well into the 21rst century, American Home Loans has adopted the following business plan:
“American Home Loans has long realized that branching is the wave of the future for the mortgage industry and continues to evolve in a way that not only ensures continued growth for the company, but continues to be a profitable choice for those who become part of the American Home Loan system. As the mortgage industry undergoes tremendous changes as we begin the 21st century, our philosophy of developing cutting-edge solutions to address these changes is your assurance the company will continue to expand into the foreseeable future.”
Loans Funded By American Home Loans
- Adjustable Rate Mortgage—This mortgage plan comes just as it sounds: with an interest rate that adjusts according to the fluctuations in the market. This plan allows borrowers to take advantage of low interest rates if the market dips, but they are also subject to paying high interest rates if the market sky rockets. In short, this program is best for the financially savvy borrower with luck on his side.
- Fixed Rate Mortgage—The Fixed Rate Mortgage is the alternative to the Adjustable Rate Mortgage. You lock in your interest rate at the time you close your loan, and pay consistent monthly payments for the lifetime of your loan. This is a very stable plan that works well for people on fixed budgets.
- Veterans Administration Loans—This loan is a government insured plan that provides US Veterans with very affordable mortgage plans. The down payment is extremely low, if required at all, and the financial qualification standards are quite liberal.
- No Down Payment Loans—If you don’t have a down payment saved up but can afford monthly mortgage payments, this plan is for you.
- First Time Homebuyers—American Home Loans has many programs that help first time homebuyers make the leap from renting to owning.
- Refinance
- Home Equity Loans
- Debt Consolidation
- Less Than Perfect Credit Programs
More About American Home Loans
American Home Loans is licensed to do business in Arizona, California, Illinois, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Dakota, Ohio, Pennsylvania, and Rhode Island.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.
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