American Heritage Mortgage Company
American Heritage Mortgage Company has been in business since 1990. Their mission is “to provide you with the highest level of professional services available in the industry. We will do everything possible to close your loan quickly, professionally and painlessly.” One of the resources that make them able to offer mortgage products at such a quick speed is their mortgage technology. They use their advanced mortgage processing software and automated mortgage underwriting system to quickly find and process mortgage products. Their technologies also allow them to find the best mortgage products and interest rates on the market.
Technology is a helpful tool in making the mortgage process more pleasant for borrowers, but no amount of technology in the world can make the importance of customer service go away. Luckily, the folks at American Heritage consistently provide friendly service to each of their customers. They strive to make every customer a satisfied customer. After all, a satisfied customer is a return customer.
American Heritage Mortgage Company currently lends in Ohio, Pennsylvania, and Michigan.
Loans Funded By American Heritage Mortgage Company
- Fixed Rate Mortgage—This loan comes as a 30 Year or 15 Year program. Your interest rate does not change over the lifetime of this loan.
- Adjustable Rate Mortgage—This loan can come as a 10/1, 7/1, 5/1, 3/1, 1 Year, 6 Month, or 1 Month program. Your initial rates are lower for this loan, and you may be able to qualify for a larger loan amount if you choose this loan.
- Balloon Mortgage—This loan comes as a 7 Year or Five Year program. It comes with low initial payments and a large lump sum due at the end of the five or seven years.
- First Time Home Buyer Programs—These programs are easier to qualify for and only require a minimal down payment.
- State Income Programs—This loan program comes with higher interest rates and a larger down payment requirement, but is useful for people who lack traditional income documentation.
- Interest Only
- No Point, No Fee Programs
- Imperfect Credit
- Home Equity Line of Credit
- Home Equity Loan
- Zero Down Payment
- Piggyback Loans
- Debt Consolidation
- Home Improvement
More About American Heritage Mortgage Company
American Heritage Mortgage Company offers a monthly sweepstakes that will blow your socks off. Anyone who is 18+, has a mortgage, and happens to be perusing their website may enter. The prize? One month’s mortgage for free. That’s right, American Heritage Mortgage will pay your mortgage payment for one month. They will pay any amount up to $5,000, and winners are selected randomly at the end of each month.
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