American Family Funding
American Family Funding was established in 1993 as a mortgage lending company licensed to serve the sate of California. They are a successful, full service mortgage lending company.
If you’re looking for a new mortgage company to handle your home purchase, refinance, debt consolidation, or home improvement, give American Family Funding a shot. They provide a no-cost, no-obligation online pre-approval. A pre-approval can help you enormously when shopping for a home. It lets you know exactly how much house you can afford to buy, so you can avoid falling in love with a house that is out of your price range. It also increases your buying power; sellers take you more seriously once they know that you are guaranteed the funds to buy their house.
Loans Funded by American Family Funding
- Fixed Rate Mortgage—This loan comes as a 30 Year or 15 Year program. Your interest rate does not change over the lifetime of this loan.
- Adjustable Rate Mortgage—This loan can come as a 10/1, 7/1, 5/1, 3/1, 1 Year, 6 Month, or 1 Month program. Your initial rates are lower for this loan, and you may be able to qualify for a larger loan amount if you choose this loan.
- Balloon Mortgage—This loan comes as a 7 Year or Five Year program. It comes with low initial payments and a large lump sum due at the end of the five or seven years.
- First Time Home Buyer Programs—These programs are easier to qualify for and only require a minimal down payment.
- State Income Programs—This loan program comes with higher interest rates and a larger down payment requirement, but is useful for people who lack traditional income documentation.
- Interest Only
- No Point, No Fee Programs
- Imperfect Credit
- Home Equity Line of Credit
- Home Equity Loan
- Zero Down Payment
- Piggyback Loans
- Debt Consolidation
- Home Improvement
More About American Family Funding
American Family Funding offers an amazing monthly sweepstakes. Anyone who is over eighteen, has a mortgage, and happens to be perusing their website can enter. The prize? A month off from your mortgage payment. Seriously. Just fill out some basic information on the form on their website and you can be entered in the contest. They promise to pay one month’s payment of your mortgage in any amount up to $5,000. Winners are selected randomly at the end of the month, and participants may only enter once a month.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.
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