American Savings Bank
American Savings Bank is full service bank that serves the people of Hawaii. They have almost sixty-five branches spread through out all the islands, and $6.7 billion in assets. They are one of two subsidiaries of Hawaiian Electric Industries, Inc.; their sister bank is Hawaiian Electric Company.
American Savings Bank’s company vision is this:
“It is American’s vision to be the involved, local bank committed to helping Hawaii’s businesses and communities grow and prosper. This is evident in our symbol of the kalo or taro, which represents growth, nourishment and strength. The leaf of the kalo plant was chosen as American’s logo to remind our employees and customers that we are committed to bringing vitality to Hawaii’s communities through our financial products and services as well as our community involvement.”
Loans Funded By American Savings Bank
- Home Purchase—A Home Purchase is any mortgage that allows you to purchase a home.
- Fixed Rate Mortgage—The Fixed Rate Mortgage is the most reliable mortgage product. You lock in your interest rate at closing and pay consistent monthly payments for the lifetime of your loan. Your interest rate may be a little higher, but you will feel secure knowing that it will never change.
- Adjustable Rate Mortgage—The Adjustable Rate Mortgage comes exactly as it sounds, with an interest rate that adjusts according to the market. American Savings Bank offers the option of an interest rate that adjusts every one, three, or five years. The Adjustable Rate Mortgage’s most attractive feature is also its most unattractive feature; it allows you to take advantage of market fluctuations. It’s a great feature when interest rates are low, but can be difficult to deal with when rates skyrocket.
- Vacant Lot Loan
- Second Mortgage
- Home Equity Loan
- Home Equity Line of Credit
More About American Savings Bank
American Savings Bank is dedicated to serving their community both inside and outside their business doors. The following are a list of donations that they have recently made to support their community:
- $30,000 to Hawaii’s Positive Coach Alliance
- $5,000 for Pearl City High School Improvements
- $25,000 to Support Financial Management Education
- $15,000 to the Boys and Girls Club of Maui
- $25,000 in Waipahu
- 31 tons of food and $58,000 for Hawaii Island Food Bank
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