American Pacific Mortgage

American Pacific Mortgage recommends that you come and visit them before you even begin your house hunting adventures.  They feel that they can be most beneficial to their customers if they get to walk them through the entire process.  If you come in to their office before you even begin to decide what homes you want to look at, the folks at American Pacific Mortgage can help you determine how much you can afford.  They will go over your income, assets, and other important financial information, and they will work with you to determine how much you want to allot in your budget for your monthly mortgage payments.  If you discuss your financial situation with American Pacific Mortgage before you make a bid on a house, they can ensure that they will be able to offer you the optimal mortgage loan.  Instead of trying to squeeze a mortgage loan on your financial situation and your bid, they will be able to offer you options that truly fit.

When you come into American Pacific Mortgage before you choose a home, they will be able to offer you a pre-qualification.  A letter of pre-qualification states the loan amount they will be willing to offer you once you choose a home.  A pre-qualification offers you a huge advantage in the housing market.  Sellers will take your bid more seriously because they know you have the funds to back your claim, and you will rest easier knowing you are bidding on a house you can afford.

Loans Funded By American Pacific Mortgage

• Home Purchase—A Home Purchase is any mortgage that is used to purchase a home.  The most popular programs are the Fixed Rate Mortgage and the Adjustable Rate Mortgage, but there are many more options available.   
• Adjustable Rate Mortgage (ARM)—The Adjustable Rate Mortgage comes just as it sounds: with an interest rate that adjusts according to the market.  This loan allows you to take advantage of fluctuations in the market which is great if the market take a dip, but can be detrimental if the market skyrockets.
• Fixed Rate Mortgage—You lock your interest rate in at the time of closing with a Fixed Rate Mortgage.  The interest rates with this loan can be a little higher, but you will have the security of knowing that your monthly mortgage payments will never change throughout the lifetime of your loan.
• Refinance
• 100% Financing
• Home Equity Loan

More About American Pacific Mortgage

American Pacific Mortgage is a Las Vegas based mortgage company.

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