Americore Lending Group

Americore Lending Group is based in Irvine, California.  They are licensed to lend in Arizona, California, Colorado, Florida, Maryland, Massachusetts, Maine, Minnesota, Mississippi, Nebraska, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, South Carolina, Texas, Virginia, Washington, and Wyoming.

Americore Lending Group has had one mission since they first went into business: “to consistently provide customers with best services available.” They want to not only meet, but exceed their customer’s expectations. As a mortgage brokerage firm, they have access to over 100 national and local investors and even more mortgage programs. They find that their near limitless access to mortgage plans and low interest rates is one way they are able to exceed their expectations.

Loans Funded By Americore Lending Group

• Conventional Mortgages
• Jumbo Mortgages
• Subprime Loans—Americore Lending Group offers loans to people with all kinds of credit, including subprime. 
• Federal Housing Administration Loans (FHA)—The Federal Housing Administration provides loans with very low down payment requirements. This is a government insured program.
• Veterans Administration Loans (VA)—This is a government insured program available for U.S. Veterans.  It has a very low, if any, down payment requirement and very liberal qualifying requirements.
• Second Mortgages
• Home Equity Line of Credit—This allows you to take advantage of the equity you have established in your home.
• Fixed Rate Mortgages
• Adjustable Rate Mortgage (ARM)
• Introductory Rate ARMs
• COFI—Cost of Funds Index.  This is used to determine interest rates.
• LIBOR—London Interbank Offered Rate.  This is also used to determine interest rates.
• Balloon Mortgage
• Interest nly Loan
• Graduated Payment Mortgages
• Interest Rate Buydowns
• Reverse Mortgages—These are available for Senior Citizens with mortgages. These programs allow them to take out their equity to pay for other expenses. Many people use this to pay medical bills.
• Commercial Loans
  

More About Americore Lending Group

Americore Lending Group offers free online pre-qualifications.  A pre-qualification is an excellent home buying tool.  It lets you know exactly how much money you have to spend on your new home so you can avoid setting your sights on a home that is too expensive.  They will also make you a favorite among sellers, who highly value pre-qualifications.  They assure the seller that you have funds to back your bid, so they are more likely to take you seriously.

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