AmeriFirst Home Mortgage

AmeriFirst Home Mortgage is a mortgage banker that has been in the industry for almost twenty years. They are fully committed to doing business one way: the right way. They have production offices in five sates. Their business is the perfect size to provide the quality and diversity of programs that large companies can provide, but they are still small enough to provide the personal service of a small mortgage company.

Loans Funded by AmeriFirst Home Mortgage

• Home Purchase—A Home Purchase is any loan used to buy a home.  The most common home loans are the Fixed Rate Mortgage and the Adjustable Rate Mortgage.
• Fixed Rate Mortgage—The Fixed Rate Mortgage comes just as it sounds: with an interest rate that you lock in at closing. Your interest rate may be a bit higher than it would be with a different program, but you’ll enjoy the security of knowing that it will always be the same.
• Adjustable Rate Mortgage—The Adjustable Rate Mortgage allows you to take advantage of fluctuations in the market.  Your interest will change every one to ten years, depending on the option you choose, which is great if the market dips. It can be unfortunate, of course, if the market sky rockets.
• Home Equity Loan
• Home Equity Line of Credit
• Refinance—A refinance is a new mortgage that replaces your existing one.  It comes with a better interest rate and more favorable terms.
• Bridge Loan—A Bridge Loan allows you to use the equity in your old home to buy your new one.
• Cash Out Refinance—A Cash Out Refinance allows you to kill two financial birds with one stone; you can refinance for a better rate and take cash out to pay for other expenses.
• Condominium
• Federal Housing Administration Loan (FHA)—This government insured plan allows you to buy a home with as little as 3% down. Many first time home buyers find this program helpful in making the leap from renting to homeownership.
• Graduated Payment Mortgage
• Growing Equity Mortgage
• Jumbo Loan—The Jumbo Loan is used for any amount that exceeds the conventional amount as determined by Fannie Mae and Freddie Mac. It is used to buy larger, more expensive homes.
• Second Mortgage
• Veterans Administration Loan (VA)—This is a government insured loan for U.S. Veterans
  

More About AmeriFirst Home Mortgage

AmeriFirst Mortgage is licensed to provide mortgages in Michigan, Connecticut, Virginia, Georgia, Arkansas, and South Carolina. 

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