Citadel Credit Union

For over 70 years, the Citadel Credit Union has been providing quality banking services to many satisfied customers. They take pride in their ability to help people realize their goals. Citadel has many mortgage options available to those who are living in Pennsylvania, New Jersey, Delaware, and Maryland. With low interest rates available, online mortgage applications, and instant approval, they can make buying a home less stressful.

If you are unsure about applying for a mortgage now, you can use Citadel’s Credit Union mini-mortgage application which is a short form that you can fill out online. A mortgage center representative will call you with additional information. This is a good way to begin the mortgage application process. At Citadel Credit Union, they want to make you as comfortable as possible when applying for a mortgage. 

Citadel Credit Union Mortgage Loans

• Fixed Rate Mortgages – This loan offers 15, 20, and 30 year fixed mortgages. This type of mortgage has an interest rate that will not change for the duration of the loan. This is a solid loan to look into if you are planning on living in the home for more than 10 years.

• Adjustable Rate Mortgages – This loan also offers mortgages with an adjustment period of 1, 3, 5 and 7 years. This means that the loan will be fixed for the number of years you choose and then it will vary from year to year depending on the national interest rate. This mortgage option is good for those who are not planning on living in the home for more than ten years.

For a lower initial interest rate, this may be the loan for those who do not mind paying variable amounts each month. Interest rates are capped to ensure that monthly payments can be made each month.

Other Loans Offered by Citadel Credit Union

Citadel Credit Union also offers 7 years balloon mortgages which are mortgage loans that have smaller monthly payments for 7 years upon which the remainder of the mortgage is paid off in one payment.

• 12 year investment and 12 year land loans are also available.

• If you are in need of a Jumbo loan, which is a mortgage loan that exceeds $417,000, you will have to call your bank representative for further information.

Citadel Credit Union is available for all of your mortgage needs. Buying a new home is an exciting adventure. Finding the right mortgage will make the journey even better.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states. Mortgage Info makes no representation, express or implied, that you will receive a quote from any companies profiled on this site.